All the above references owner occupied residences, Federal law has no prohibitions concerning due on sale in non residence situations.  

Nevermind the bureaucracy that this would entail with each tenant moving in/out.As much as I try to think about this I cannot find a solution that could prove more convenient than keeping all the bills under my name and requesting payment when they are due (with all the other downsides that I am aware of).To all the experienced landlords out there, any advice on this would be very much appreciated!

There are obviously pros and cons for each route, so you should probably look into that more.As to where your down payment should come from, that entirely up to you.

  #1 with the mortgage company who is doing their 1st lien, to see what they will actually loan on $500,000 purchase price, #2 if they will allow 2nd to bring them up to $500,000 with no down payment

The seller needs moving money, there are oftentimes an arrears that has to be paid on the loan, there are oftentimes HOA fees that are due, there are title costs, there are escrow costs, usually there is deferred maintenance, you have to make mortgage payments out of pocket until you get a renter in there, you have to pay utilities and taxes, and you need reserves in case it all doesn't go as planned.3.

I make a little over 100k a year and have 50k currently ready for a down payment. any insight would be helpful.

Dividends usually begin in years 2 or 3 of the policy and your illustration should show this (guaranteed and non-guaranteed views).  

Given the market conditions the two biggest reasons I see sub2 deals happening is if the seller has no equity in the home and is behind on payments.

The refinance will get our down payment back, along with the current mortgage and renovation loan paid off.

., including Columbus, OH.An assessor ("auditor" in OH - https://property.franklincountyauditor.com/_web/search/commo...) determines value and enforces the millage rate; the commissioner ("treasurer" in OH - https://treapropsearch.franklincountyohio.gov/) issues the tax bills and collects payments.