As a trustee state, lending involves a deed of trust (D-T) rather than a mortgage.

There are lenders who can do this.Thank you for the info Does your company do blanket mortgages like that?

I guess I am holding on because I'm thinking of paying off the rest of the mortgage and then I can bet $1000/mo.

It's far too easy to make exceptions until you start missing mortgage payments.

Obviously this would be an estimate and your mortgage lender/broker can get the exact number.

Market Value 550k, 1st mortgage 280k

I was listening to an old BP podcast recently and heard what I thought was an interesting tip: get your personal mortgage at a local portfolio lender as a way to establish a relationship that can be leveraged for future investment lending.

For example, you might find that the $900,000 the seller needs is just to cover his mortgage so he can cut the properties loose and move to retirement.

Allegedly, it's every bit as lucrative as being an airbnb owner but without the underlying mortgage/ownership. 

Original promissory note and mortgage or deed of trust.