Just kidding, autocorrect typos are a little funny sometimes.  

Contact local community banks in addition to the credit unions to find a lender to do the Refinancing.  

Additionally, I have a lot of clients that are private money lenders if you are ever in need of financing.

Continue to have fun being a kid, but your future is looking like the sky is the limit.

If you cannot convert it into really useable space, what if you split it in half and put coin op washer/dryers on one side for your tenants use, and on the other side, put storage areas that tenants can rent for an additional fee.

My rentals are college kid rentals across the street from the university.

The problem is that the way the property was renovated means that it does not allow for two couples and a shared kid (and maybe one more one day).

For all you Dave Ramsey acolytes out there I invest in real estate now because without additional income my ability to pay off my student loans at my current salary (which is a good salary) plus living expenses etc... would mean not be able to pay back those loans and be debt free for at least ten and maybe 15 or 20 years down the road.

My question is would it be possible to get another HELOC, or home equity loan, etc. for an additional 30%-40% possibly?

My wife and I packed up the kids and drove out and looked at it.