Say property owned by “property company” gets purchased by “business LLC” for the new value, which would be a new depreciation amount about 3x higher When refinancing a commercial building that is being rented out, the valuation will typically be based on the Net Operating Income (NOI) of the property.

Look at the current rental income, operating expenses, and potential for future growth or improvements.

Keep in mind that for the first year the only income stream I have is about $1000 a month from disability.

This is very enticing after seeing what we would roughly owe on the monthly mortgage even if we are conservative and say we will only make $1,000 a month income from the MIL suite (I think we could easily get $1,500).

if inherited can definitely do a refinance cashout construction loan with no waiting period based on the arv . no income no doc and welcomes first time investors . what are the numbers looking like ? 

It expresses the relationship between a property's annual net operating income (NOI) and its current market value.

Are you wanting an appreciation based market for wealth or cashflow to increase passive income? 

The firm I worked with in the past charged me massive fees, largely because we were higher income and they didn't back it up with value.

Long time residents can't even afford median rent because incomes aren't high enough.

The income from these loans makes up about 10% of the partnership's gross income for 2023 (but will likely be a larger percentage in future years).