I saved $12k in realtor fees.

Any payments on the balance remaining from the original loan must be included in the debt-to-income ratio calculation for the refinance transaction.Note: Funds received as gifts and used to purchase the property may not be reimbursed with proceeds of the new mortgage loan.The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value).All other cash-out refinance eligibility requirements are met.

If you are betting on a dumb tenant/buyer and dumb judge, that's on you.A sandwich LO with a consumer at the end is not legal because you must have fee title to the property to give a LO.Finally, if you want to do LOs, just do owner financing. 

If you self manage your properties - what do you charge yourself as a fee 10%/11%?

I have a RE sales assoc. license and would get a referral fee on the latter since I don't use my license for anything other than that and my own transactions. 

Is there a site for a annual fee that I can do checks vs a fee per check? 

They’ll probably be super encouraging.My old office charged a monthly technology fee of about $60 to hang my license.I just sent another investor to go hang his license there.

When I purchased the home, I paid around $6,000 for the VA funding fee.

Way too many restrictions on owning / leasing and lots of added fees. 

I got marketed into buying a time-share and now money is just dripping out of my pockets on maintenance fees.