Gathering the Decision Information You NeedBelow I did a basic comparison between Phoenix and Las Vegas.Some observations:Both cities appear to be healthy and growing.Phoenix property prices are likely be lower and appreciate more slowly than Las Vegas due to unlimited urban sprawl.

To your point in most parts of UT there is healthy demand and so rents should not drop.

You also need a healthy emergency fund because roofs and furnaces don't last forever.Hard money - you better know what you're doing and how you're going to get out from under that debt if you're paying that much interest. 

Interest rates should be above 0 because that is indicative of a healthy economy. 

People who were retired had saved their money and put everything into bonds and built a 30-year bond ladder that paid out healthy quarterly yields and lived well even though they had almost no financial education.

You have to find a balance between gowing healthy and growing fast.

Invest in coastal resiliency and healthy oceans.

As a fan of RK, and being a capitalist myself, I have to admit one must maintain a healthy dose of skepticism when a capitalist lays out a strong or controversial position on a topic, then works in a product or service to sell you that coincides with that position (much like when a socialist makes the argument that centralized power, under their control, is for your own good).  

Most lenders only require 1.2 in most cases - that doesnt make it a great deal , but if you know you can increase rents or drop expense to 1.7  you will be on solid ground ,, ( we all see what can happen ) The extra .5  lets you  stay healthy and wealthy  

We are very profitable, all properties cash flow and have very healthy equity.