Currently, I have a ton of equity in my home (valued at ~$4M), have good credit (800+), and despite being between jobs and without a steady income, have the capital now to invest and want to develop a plan so I can take action in one shape or another.

I will need to remove the carpet and replace it with something durable and cost effective. 

Before doing anything get tax and legal guidance

Any and all advice is greatly appreciated!  

So it's all very situational and market dependent.

I have a rental property that I have put on Furnished Finders fir a couple of weeks now and was just wondering if someone could give me some advise on if this is the right direction.

Zillow likely uses survey results to improve the renter experience and listing quality.

And I'm speaking as a Contractor....

If you have the money and a financial foundation to do that then that seems ideal.

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.