"You get more bees with honey that you will get with vinegar"Never threaten anyone in this world.

I've gotten the pitch before and the tax-free component of taking loans on your own life insurance policy cash value without those loans showing up on our tax return is a BIG part of the Infinite Banking pitch.A Roth IRA and a Roth 401(k) solves this as you can contribute $25,500 per year between both Roth accounts.

But lumber prices are keeping new construction down, which keeps inventory down, which keeps prices up. lumber is one component.. land prices and land use policies and entitlements are more of an impediment to new construction than lumber prices.. at least from my point of view as someone who has built over 250 new homes the last 7 years and has a 90 home subdivision going right now.. ya its a pain when lumber goes up.. but its not a deal killer and we are selling all our homes basically before completion.. so fingers crossed it keeps going that way.now this is also market specific.. 

The components of getting a deal together include finding the deal, finding funding for it, and then managing the deal...contractors and realtors for flipping, property management for buy and hold, etc.

The equity position is the most critical component. 

Also, as an aspiring Project Manager, I've felt that RE has helped with understanding some components of management and there has been a lot of cross-sharing of concepts that I have applied to both my day job and my real estate hustle! 

In short, I reckon the pure capital gains component plus improved value beyond what those improvements cost will roughly be your ROI. 

This is an often overlooked component.

If you enjoy the management component and you're local, you should have no real problem handling 20 units on your own as long as you set up a good system.Many investors, however, would rather focus on their careers outside of real estate or evaluating and acquiring new properties instead of dealing with maintenance issues, showings, late rent, property turnover, etc.

I think when people consider section 8 they get hyper focused on the renter or cash flow component but often neglect the asset component of the investment.