In its own nature it is more complex because it involves real property and mortgages.

We are actually wanting to owner-occupy, we are renting here and would love to move into our own place, especially as it's cheaper and I'd rather pay myself than another apartment complex, so does anyone know if we are okay with the owner-occupied 3% down Homepath financing or do we need to look for an alternative?

I am looking at 2 different complexes, both are about 100 units.

Doesn't have to be too complex.

There is a community heating system through steam pipes that runs underneath the complex, one of the pipe's cracked and a bunch of the condo's ended up with mold.

(Not complaining, simply stating) Making a recording, whether audio or video, would add to the complexity, work and expense, taking into account recording payroll, equipment, editing time, uploading, adding a shopping cart and merchant account, etc.

OR is this the 2% the minimal I should ever use.Also, does it matter if it's a SFH or a apt complex (30 or fewer unit)?

Your need for a lawyer will also vary by the complexity of the transaction.

In terms of what software is out there to help...It is difficult because many of them are complex and expensive, I would recommend trying one with a free trial period that allows you full use of the product without having to yet fully commit or spend.

Rents are going up in apartment buildings and complexes, but house rents are going to have to stay high to cover mortgages.