You could buy a current STR and you might get all that included, but it also sounds like you have equity you can afford it.

When buying a Real Estate consider property tax new cost specially in today's Market.

If you don't then I recommend you use that money to buy some liens.

A benefit to having the commercial property and entity is that we aim to utilize business credit, so that our personal credit and debt to income ratio is not tanked as we remodel or redesign or buy furniture. 

This is an essential tool for anyone buying a tenant-occupied property.

Husband and I are planning to buy our first  short term rental in Pigeon Forge, Tennessee.

I'm looking to buy 50 properties or so yes I'll need something. 

As a DSCR specialist, AZ is one of the 5 states that makes it strict for lenders, so less than 20% of DSCR lenders can touch it.Credit will play a factor, but assuming solid credit, 75% LTV at around 7.4% with no buy down.

So $1000 PI + 500 taxes + 100 insurance = the same as $1200 PI + 300 taxes + 100 insurance and when interest rates were 3-4%, 200/mo could buy you $50k more loan, so the house with lower taxes would be worth $150k vs 100k.

The more rentals you buy are you really retiring early?