Some of the posts here are lumping in how single tenant net lease properties might operate and how a RETAIL CENTER tenant might operate.Night and day difference between those 2 things.For single tenant you can have absolute NNN where tenant does everything.

@Steve I'll be downsizing from a 2000 sq foot house to maybe a 1500 sq ft older house with 3 bed 2 bath so not a huge cut.

Purchase price: $150,000 Cash invested: $30,000Small 3 Bed 2 Bath Home in a nice part of South city.

The whole reason a seller lists will a Realtor is to sell RETAIL.  

Sellers are asking retail for wrecked houses. 

It was listed as a 3 bed 1 bath that could easily be made into a 4 bed 2 bath.

Using the retail side of real estate to build capital to fund my buy and hold investment side. 

Baltimore neighborhoods where the ARV is consistently less then $100k are not retail neighborhoods that will appreciate with the market.  

You can get a commercial mortgage on 1-4 unit, 5+ unit, mixed use, retail, whatever.

Those paying close to retail numbers, over leveraged, investing solely on appreciation, and in tight cash flowing deals, may want to start building more reserves, or even sell some properties just in case.