Please feel free to DM me here.

There is a lower ratio program of .80% in cases of low rents but the rates are higher usually in the 8.50 to 9.50% Be careful of your prepayment penalties as well it can lock you into a high rate or cost you money if you plan on refinancing in 12-24 months.If you ever have any specific quetions feel free to reach out I am always happy to help and talk REI!

Feel free to reach out if you have any questions or if there's anything I can do to help you achieve your goals.

Best of luck.Dimitrius Kiritsis hit it right on the head, if I had to add anything from my experiences, learn what a CAP  rate, NOI ROI is in your, of course you'll need to look at rents for similar size apt units, I say the main thing is knowing how much the property is bringing in and how much is going out.

I want to do the upgrades to bring it to value.  

I don’t feel like it’s necessary to elaborate on the math because it’s also going to be necessary to calculate leech-field size. 

If you're interested in learning more, please feel free to reach out.

Feel free to PM me with what you're looking for and I'll try to point you in the right direction. 

Walking the property it doesn't "feel" like it's in a flood zone. 

Feel free to reach out for some neighborhood recommendations or if there is anything I can do to help with your search.