I think oil prices will figure into the big lenders numbers and risk tolerance before an appraisers residential   report will. 

It comes down to risk tolerance,  expectations  and current cash  you have..  

-READ your local HA rules (program is federal but local implementation may differ from HA to HA)-stick to your lease(and HAP contract)-rent is due when is due; follow local laws to the letter (security deposits/additional persons/pets/no extra payments under table)-you need to be understanding but always respectful and professional-you are in it for the long term-you need your own trusted/in-house team-you need volume to makes sense long term (100-300 units)-it is not for newbies (unless you have no risk tolerance and you are a people's person)-use the search BP function for past section 8 /low income threads-(i'm sure i'm forgetting something)good luck

It seems to me your desire to gain the property is greater than the seller wanting to tolerate the hassle of dealing with the mortgagee.  

Most people seem to tolerate it OK, though they aren't fulfilled by it. 

Don't lie, cheat, steal, or tolerate those that do.  

Easiest way to boost your equity by helping your block become more appealing to honorable people.See if you can draw neighbors into conversations about never tolerating any type of drug dealing on the block.

I'm not talking about those people that make no effort and think they are owed everything, for them, I have NO tolerance.

Come on, Mike...now that we've determined that you're pretty liberal (as you clarified for us in the other threads), I would think you'd be more tolerant to those that have different beliefs than you do...

The level of tolerance is decreasing as evidenced in the new final rule issued 2-29-2012 and in the fact that criminal prosecution of AML Compliance Officers/Coordinators has increased dramatically in the last two months in even very small community banks, especially in "high risk areas" as defined by the federal government.Obviously, I advocate for taking no chances when it comes to AML.