As you know the Banks learned this the hard way it took them a few years but once they realized what the realities were you saw all sorts of mitigation plans borrowers could use so they could keep their properties. 

There was a realization that many people that went out of business 12 years ago were the custom builders and high end flippers and we didn't want to be sitting in that boat.

Then, realize this is The Event that will shape real estate and business for decades to come!

I realize I could have pressed with another plumber to provide an independent assessment.

But under pressure from the Federal Reserve, they agreed to stop doing that because they realize they'll soon have a problem. https://www.cnn.com/2020/03/16/investing/bank-stock-buybacks-coronavirus/index.htmlJust a reminder: FDIC cap is $250k per bank per depositorAll these shutdowns and confinements leading to less income and more expenses, aren't they put more pressure on cash? 

@Martin Neal Wow I’m doing that and it’s working and I didn’t even realize it.

I realize how exponential growth of a virus can go from "not bad" to "holy cow" in just a couple weeks. 

Also realize that this will also affect the rental pool. 

If you had really read my original post you would have realized I was not quoting what the AICPA has been discussing the last few weeks. 

The ones who are stable are seeing the opportunity in this, both from a foreclosure standpoint in being able to snap up properties and those who realize that everyone needs a home and there will be stimulus and with global warming, heat which scientifically is shown at 86 degrees to inactivate the virus on surfaces, making it much harder to pass.