Also Real Estate consulting is a great business to get into when you have thin skin....

I would try to get your LTV below 65%Make sure your borrower has some skin in the game. 

Long and short, rates should range between 10% (very low end assuming the borrower has a ton of skin in the game) and 13%+ (assuming usury laws in your jurisdiction)d) Season the payments for at least 1-6 months before selling to establish some sort of predictability with the payments chain.

Pros like him will save your skin and I promise you the decades that it has taken folks like Wes to gain their skills are something you can collapse time on, but don't try to wing it from the start on MHPs

You'll need thick skin and will have to teach yourself to brush things off, focus on the positive and what you can control or you will be eaten alive. 

There is a ton of people just scrapping by, holding on by skin of there teeth.

Your dad can help investors flip houses without having any skin in the game.

One or two of the partners are typically the leads that oversee the property manager and employees and get a small extra stipend for their efforts but they also have significant skin in the game.

I'm not a lender, but I suspect that the lender ponying up the 80% would like to know that you have some skin in the game.

He has no skin in the game and should be able to give us an unbiased opinion on what needs to be done to correct the issue.Thanks