What type of work do you normally do?

It's probably a 1 hour 45 min commute each way when things get back to normal post-covid.

The standard of condition is also governed by "normal wear and tear".

The property taxes are almost half of what they would be in the other parts of the city I normally purchase in ($2k vs $4k)The new house theoretically will have a considerably lower cap x cost than the 30-60 year old homes I normally look at. 

As a landlord what does a tenants "emotional support animal" mean for me and normal pet restrictions?

This is normal, nearly everyone is overwhelmed with all of the different strategies available when they first get started. 

I understand normally you can't use borrowed funds for a down payment on a mortgage, although I've seen some posts about letting it "season" in an account for a couple of months.  

Is this just part of the process for normal deals and this is common practice?

Also, do you normally get a policy that gets you full replacement cost or actual cash value?

As a result of this demand environment, multifamily construction was the first sector of the industry to recover to relatively normal conditions, which were achieved in construction terms by 2015.