You have 3 long-term rentals.

Assuming this is their natural child, they've managed to build excellent credit for the wife over a long period of time.

House hacking is one of the most popular strategies you can take and it can be a great way to build wealth and generate passive income, but it's important to have a long-term plan in place.

I'm interested in investing in a short term rental the Somoma County market.

It was interesting in terms of how a good lawyer can get past an LLC. 

because if In New Jersey I can get 18% interest rates the redemption period is 2 years which for someone could be a long time their money is locked.

After years of sort of cruising on auto-pilot with a single tenant on a long-term lease, we figure it's time to assess the real value of this longtime family investment in case it might be time to sell.

Hi,Does the type of lease term make a difference when wanting to do a DSCR type refinance loan?

Buying in a mostly owner occupied has a few more advantages long term.  

Being able to refinance out is just one of the exit strategies and its good to know how long you have to pay on the underlying mortgage to be able to take out the current obligation.