debt coverage is a greater obstacle...than appraisal at 75-80% LTV" - 100% agree...DSC is determining loan proceeds in this high rate environment, not LTV.

I found out an extra payment goes alot further on high interest rate.

I had high tenant turnover.

What qualities do you look for in a real estate agent when seeking to partner or work with them?

Hoa is very high, off the water and maintenance is starting to increase.

Conduct thorough market research to identify target areas with high investor demand, distressed properties, and motivated sellers.

I personally like to buy real estate that has A) excellent long-term prospects ie. area growth, commercial vibrancy, high housing demand, rising rental rates and B) positive or at least neutral cash flow.

Haven't purchased anything recently due to inflated prices/ high interest rates.

Unless you have really high interest or short amortization  hard money loans this will not increase your cash flow.

Plus you could be out of place in a mastermind with experienced operators discussing high level strategies and issues, whereas you may have basic questions and issues.