So if you have excellent credit or know someone who does, you can still get a line of credit. 

I have had success structuring partnerships and I find them to be excellent in real estateGino

I'm OK with the cost, since the tenants pay for it and it's getting excellent rent already.

Excellent advice!

With an excellent DTI (20% or below) and an excellent credit score (740 or above) you will have more loan options and will be able to secure the best terms.

High automation yielded excellent results.

I was thinking I could come in there with all my excel spreadsheets and financials, showing them I know what I'm doing, and doing well in my small, yet growing, REI business.Does anyone have any good tips or "dos and don'ts" on getting a HELOC? 

My present home has almost been paid off and is in an excellent location.

But also consider using a broker and property management company, with the trouble and financial loss you are dealing with now it would more than pay for itself.The Asbury Park Press just did an excellent 4 or 5 part series on the state of landlord/tenant around the state.

The reason I'm posting is; I've put together a simple property analysis excel form to help me financially evaluate new properties quicker.