I'm in the Mission district..... 

If you choose to use one, disclosed dual-agency would take effect and without going into it in depth here, essentially YOUR best interests still would not be represented.

So essentially this would only be a retirement investment and not something that could be used for monthly cash flow / income.

The PMI is essentially built directly into the loan in the form of a higher interest rate.

if you are not sure, the Property Appraiser's webpage will tell you which Tax District the taxes are paid into, either City of Dunedin, or un-incorporated Dunedin Fire District area.2. the Property Appraiser's webpage will tell you some of the Building Permits for the property.  

It's essentially a document that the tenant signs affirming certain facts.

You are absolutely right, in that your 100% cash payment is essentially equal to 2-3 downpayments, generating a hefty multiple than 1 house. 

"FLOAT" means you're getting an ARM - - but you need to know:how frequently is it adjustedbased upon what index (Libor, 9th District, 10yr Treasury Note).what is the annual Cap

Sufficient insurance coverage is also important and is essential for those with assets at risk, esp. if not forming an LLC.

I would also add that in a hot market, if you are adding real, honest to God value, as in developing out a lot in your case Jay, then it is possible to essentially pay market value and still make a great return.