I lost count of how many times I've seen that happen.You say that you'll only buy if the price is well under market value...but you are unlikely to be the only one bidding (and if you are, be afraid) and the other bidders, likely to be pros, won't sit idly by while a property goes to a new bidder at a huge discount.Finally, yes, taxes are an issue, but in your state you also have to watch out for super-senior unpaid HOA dues, and those are harder to accurately quantify than taxes.

It could be further away than you were looking, but the count of beds/baths, sq ft within 500 +/-, and house style has never been anything but conservative for me.

There's always issue's that you don't count with.

Multiple inquiries for mortgages in a close timeframe are now counted as ONE inquiry - it is considered rate shopping and the individual inquiries no longer add up.

I understand that we would want to show a history of rental income on our tax returns in order for that money to count toward a loan.  

If you choose the monthly PMI, you will probably need to get an appraisal done (an extra $500-$2500ish) to prove the value of the home if you want to count appreciation for eliminating the PMI.  

Before you sign the application to purchase the property, count the foreclosures in the subdivision.

I guess I can count that as an East Bay Success. 

I think it's 58 plus 12.50 each additional person (Others, Any/All Occupants counts as a person).  

When it comes to a business entity does a DBA " company name" count as an entity?