I am currently living in Denver Colorado and am thinking of packing up shop and moving down to Florida for a change. 

Typically 1% You need to shop it around and let them know what you are willing to pay.

One stop shop bridge to term line of credit starting at 1 M to Acquire, renovate and lease vacant homes for a long-term hold strategy for the buy/hold investor - 25% out of pocket from investor - 75% from the line for acquisition and rehab-Minimum of: 75% loan to value or 1.20x projected debt service coverage.

I assume I'll shop around for perhaps a better rate as due diligence.  

Originally posted by @John Teachout:Expenses associated with real estate investing can be deducted but never your own labor.But what about cost of shop space/tool rental to make something?

I guess you might put a great deal under contract first and then shop it around.The special knowledge that you would need would be the knowledge that the investors and agents would need. 

Are there a preponderance of check cashing businesses, pawn shops, businesses that do not support checking accounts but rather focus on a cash driven/non saving type of local economy? 

However, I do need to have a way out if once I shop it to my private investors they don't think it's a good buy.

The plumber says he wont check it out till all the water is gone , he has no boots , I ask if he has a pump , he says no he will have to go back to the shop .

From there you can window shop who your likely lender will be.