The FHA Streamline did not care that we had turned that property into an investment property, so that was an added bonus.  

You could then add a 0.5% bonus for every month in which he deposits on time.

I might be transforming a bonus room into a 5th bedroom in 2 years.

Investors can take advantage of Bonus Depreciation which in 2022, allows you to depreciate 100% your assets with a life span of 20 year or less in the year you place it in service. 

Bonus tip, when you are at these networking events make it all about the person you are talking to. 

get into a multifamily property priced around 1.7mil* with an FHA loan ($60k-ish down, 3.5%, still have $ for reserves and closing costs). bonus points if you want to occupy a unit with extra bedrooms that you can rent out to traveling medical professionals. you could very well live for free doing that. just note that FHA loans do have maximum allowable amounts based on county and unit count, AND the property has to pass an 'fha self-sufficiency test' as well as the fha inspection. if you are NOT open to living in a multifamily, what's the highest mortgage that you could comfortably pay if the **** hit the fan?

I used H&R block at home to file my taxes, and took advantage of the 10% bonus if the refund is received via gift card.

(ps. local lenders are a bonus)

Does this study and bonus depreciation have to be done in the year of purchase or can it be done years later? 

Bonus consideration, if I don't purchase beforehand, I will have to rent a house in this area for Thanksgiving to host my folks, so that will be money out of my pocket.There's probably more useful information I can provide, so let me know if you have questions.