Folks are willing to share their knowledge to make sure you succeed.

I don't want to lose coverage and peace of mind over a few bucks a month, but am wondering if anyone has any other suggestions on possible agencies that offer better rates for real estate investors?

Theres a couple of certification agencies that are national. irem.org and there's a swecond that escapes me.

This may be eligibale for agency loans which can go up to 80% LTV.   

I’m just now soaking up as much knowledge as possible on real estate investing, which in turn means I’m new to all of the available financing options.

Do you have any knowledge of Detroit or our surrounding areas?

(I'm senior management for a life insurance agency, transitioning to LA).

I am most interested in flipping and think some of my skill sets such as managing large projects in my career and a decent knowledge of construction lend itself to this tactic.

I think you should consult with a knowledgeable accountant (maybe after April 17, hah) about the best way to achieve your goals. 

I haven't actually started investing yet, but I have some ideas and would love to leech some knowledge off you guys.