Thereby affecting your cash on cash return as well as starting off with negative $19k. i did know that and was willing to take that hit on the chin with new money that comes in leaving the cash on hand pile alone for the year +. with such little down your right it goes negative and with the seller not interested in working with me (hes an owner builder so he can rent it for what i can but his loan is probably half of what mine would be or less) the deal isn't good any more to me unless that 10k concession is given .the idea was the 12k to close and another 15k to hold my side of the mortgage up for the year would still be less than what most people have to pay to get into something like this . was looking at it like 25k total on the year but was doing the math to see what it looks like after the 12-18 months i live there and can rent out both sides.

Buy and hold, flip or something else?

Investment Info:Condo buy & hold investment.

No hand-holding so you need to be somewhat autonomous.

We hold meetings in Miami, Open to team up, with like-minded individuals.  

In Indiana we can hold the entire deposit until everyone on the original lease has moved out.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

We will be looking at small multi-family properties as BRRRRs and/or long term holds in both WBS area and Allentown area because I am currently commuting to Bethlehem for my job 4 days a week (not a fun or cheap commute). 

I’d probably hold personally if it’s a long term play.

Are there any seasoned real estate investors looking to move their portfolio from a holding phase to a selling phase, using seller financing?