Life insurance is the perfect product for this type of arbitrage because the cash value is principal-protected and earns a long term rate of return that is likely to be at or greater than the borrowing cost.

As a wholesaler in the northern VA I want to protect my contract from being screwed over by other wholesalers or cash buyers that might go ahead and take the house themselves.

I'm Thomas and could really use some guidance on protecting and eventually receiving my share of equity in the marital home.

That breaks all the liability and asset protection that a LLC provides. 

How should I protect myself ?

We will use all of the resources of the city, both legal and fiscal, to protect these tenants," Cedillo told the Los Angeles Times.

The LLC provides asset protection not taxes.  

This will streamline the process and protect you from bs down the road.

Besides being added to the title with my family member is there anything else I should do to protect myself?

PS - The same annuity has a line saying: Protected Living Benefit Base Amount, which is even higher (say 550,000 to continue from the example).