Because of this, unoccupied properties should not be on dwelling fire (landlord policies) or homeowners policies.

If not financed, not getting it would probably be the most foolish thing you could do.You would want a Builders a Risk policy, not a vacant policy. 

ZERO incentive to return the place in decent condition and/or rent for the last month etc......BIG NO NO........The concern for damages with a move is no different than moving any other item..... that concern makes no sense...... agree to let them do it but the deposit issue needs to be dealth with and the refrig stays at the unit in the garage and any damages to it will still be on the tenant..get the deposit issue taken care of ASAP....

It's the whole brokerages policy, so all of the agents at HI RE Team do it.

I’ll also be sure to check out MK3.In general, it’s best to have those key players lined up before really zeroing in on a deal anyway, right?

With stocks, you have zero control. 

I'd like to move the homeowners insurance to a landlord policy with the other properties and then purchase an umbrella policy as an added layer for liability (none of the properties are currently in a LLC).

There is Zero way to know how to manage a property manager until you know how to manage a property.

A commercial policy. 

A new policy has been implemented so my attorney and the bank has made it clear that the next thing before funding can be fully carried out is to have the loan insured in your name, the reason for the loan insurance is to protect you against any future lapses or default from your end to make repayment on time, the loan insurance policy need to be obtained in order to get funds across to you and the fee to have the loan insured is $3000 and the process will be completed before 24 hours.You need to make this payment today so we can finalize the loan later today.I await your response ASAP so we can proceed with the loan transaction.Note: The insurance fee is 100% refunded at the point of funding and you are expected to receive the insurance fee to be added to the loan amount at the point of funding (a total sum of $178,000.00 as against $175,000.00."