My question is would you guys rather sell stocks and take a long term cap gains at 15% tax rate, or take a loan and keep the stocks growing.

@Kevin Pinkard We did this a couple of years ago for a TN property originally purchased in my name. 

Basically they are a type of insurance and insurance companies make HUGE profits because they pay out MUCH LESS than they take in meaning that over the long term you will lose money with them.

Are you looking to hold it for the long term or are/were you expecting to sell it in the net few years? 

Mid term why did the market swing?  

Is there a specific reason why you are wanting to obtain this information 6 months prior to the expiration of the current lease term?

Really depends on the scenario in terms of property value, cash flow, credit, and leverage. 

Sometimes, having a reliable tenant stick around long-term is more valuable than pushing for an extra $100 a month.

On the other hand if you feel the stock market is going to under perform the 6.8% (knowing that the average long term gain on the stock market is 7%) then you might consider paying off the notes more. 

It's usually used for short term purposes.