I’ve been looking at Alabama and Georgia but have found that these market have already appreciated and with the high interest rates, the numbers don’t work.

With the current interest rates, it is a lot less work than a rental and she'd probably make about the same (if not more factoring in property taxes, insurance and repairs). 

Purchase price: $175,000 Cash invested: $40,800 Sale price: $305,000 Contributors: Peter Vekselman Partner Driven, in collaboration with Seth Choate, successfully completed a fix-and-flip on E Holland Ave, Fresno, CA 93726.

Mortgage rates don't matter in my situation for what I'm looking for.

Purchase price: $90,000 Sale price: $125,000 Contributors: Peter Vekselman Partner Driven, in collaboration with Susan Rosati, successfully completed a quick flip on N Arkansas Ave, Atlantic City, NJ 08401.

Also, there is no guarantee that you will have favorable interest rates in the future.

What if you got more education, attended a mastermind, or focused on meeting with brokers or networking with successful investors. 

Another route is looking at all the listings that have been sitting for a long time and sending an offer that makes sense for you to cash flow with interest rates and rooms/units rented. 

**Higher Risk and Requirements**: Lenders may have stricter criteria for blanket mortgages, including higher down payments, reserves, and interest rates compared to traditional mortgages. 3.

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