However, I have worked very hard to build a relationship with them and I am in frequent contact with them - and I believe this is key to the success I have had with them. 

It works similar to PMT, but you put in the number of payments you'll make:=-FV (rate, payments, -payment, PV)=-FV (6%/12;60;-PMT, 21000)=$15,961,91Now you can repeat the payment calculation, using the new interest rate and the remaining term:=-PMT(11%/12;180;15961.91)=$219.88Please note there are several minus signs sprinkled in there.

The common welfare frequently conflicts with our own needs.

deleted because of repeated post

As others have repeated, the title insurance will not clear up the parking situation.

Please read this thread where I have gone into greater detail; don't be fooled by the topic title, because that thread got taken off-topic by its OP.http://www.biggerpockets.com/forums/93/topics/70516-structure-of-wholesalingAnd once again, I repeat that PA has special ways of handling this for the City of Philadelphia, so you should get familiar with the PA state law on this if you are going into Phila.

That's a quick flight back and forth (used to fly from Houston to New Orleans frequently), so not too bad if you have to go have a look.

comes up on the forums frequently, and has been answered a number of times, as the links below will show.

A mortgage company usually does not care about the repeat business.

Both these shows come out frequently and have some great content.I've listened to Lifestyles Unlimited and on the positive side it is nice that they put out shows as often as they do, they do a good job with motivation, and they do share some quality information.