Yeah, I think I’d better start using my full name.

If so, what neighborhoods in those cities do you think have most potential? 

I’ve hosted some networking events through my consulting company and think it’s time to do one for fellow investors. 

Buying existing rentals and improving it is another story. typically I'd agree but we build a stacked triplex that does very well with build cost around 380k and rent at 5k a month. value is about 600k I think you need to build multiple dwelling units in the same building for the numbers to work

There's land in a nearby town that I think would be perfect for a mobile home or RV/camper park.

Think back to any time in history prior to 2010.

While this is true, I think most people forget there are two components to refinance.

if it is something you want to do I don’t think that would be a bad decision. 

@Michael Plaks I think @Hunter Davis was asking about adjustments to the AFR. 

Then: I want the lowest interest rate possible.Now: I want the easiest bank to work with.I think my investing career has gotten easier and more fun since I've changed my mind on the above 3 items.