I am not house hacking.This means that’s I will get less favorable rates AND will be covering a HELOC + second mortgage with the rental income, which seems difficult.

On paper cap rate looks good and I've heard there's a hot rental market, but not sure about in practice and what quality of tenants we could expect.  

Have some quotes going the DSCR route however fees and rates seem on the higher end, we have 790 credit score, good W2 jobs so documentation is not a problem and we don’t have an issue putting them in our personal names, but have had the MFRs for less than a year and operate out of MD.

When it comes to investment properties you will have higher rates/fees than a primary residence regardless whether that is conventional or DSCR. 

When rates come down, you can refi whatever loan product you used to lower your rate.  

Rates and terms are generally more favorable. 

We have tenants that have been with us for years and pay an additional 10% because of late fees.

They keep track of my inventory and go and buy supplies when needed.When you select an offer from a cleaner on Turno you get to see the host rating and the Airbnb guest rating for cleanliness, so that helps you make a choice.

Jonathan will be speaking at BPCON on a panel: How to Flip Properties: The Right Team, Right Price, and Right Operation with High Interest Rates or Out of State if you have any interest seeing him live in action! 

Because the 0% interest rate was coming to an end on the first of my credit cards through Fund & Grow, I sought a second round of funding through them so as to maintain a 0% interest payment on the funds going forward...still had to make the minimum payment going forward which at that time had accumulated to about $1000 per month plus property yard maintenance and taxes.Hoping that Clayton would do some of his magic and get the house built, screen some qualified tenants and get some cash flow going to be able to satisfy the payback of the credit cards until such time that I could get the new house independently appraised and financed through a traditional mortgage which the cash flow would have easily covered according to what Clayton promises in his podcast relating to the new construction builds.