North Dakota is still producing Approx 1.2 million barrels of oil daily but a lot of it is going on Pipeline.

The kitchen is the centre of the house and all the events from food production, cheerful conversations, and many more things happen there.

I have a background in product marketing, and have some methods I feel are not fully leveraged in RE that will convert well.  

(It's already producing results!)  

Most personal finance pundits will tell you that if a purchase does not produce income and depreciates, it's bad debt.

Select the design that s/he and you feel is most appropriate for the marketplace.The next step would be to have the architect produce a set or working plans to get bids for construction from builders.I'm not a residential developer but I've done a lot of the above in commercial projects.

We were very happy with the end product.

Presently a fixed mortgage is running around 3.0% which the variable rate is about half a point lower at 2.5%.While I have not found ARM products in the U.S.A. to be quite as flexible as variable rate mortgages at home, the principal is the same.  

@Randy Landman Use this for Molds and Mildew, just mix them together with your paint, I use Glidden Paints since I get 45% off, i buy it from them, and they mix it on my bathroom paints, and I paint around 150 of them at a time. http://www.rustoleum.com/product-catalog/consumer-brands/zinsser/cleaners-and-mold-and-mildew-proof-paints/add-2-prevent-mildew-mildewcide-additive.

You want your investing not only to produce money for you but also quality of life.