Yet, I realize that claims affect premiums.

That said in an A class area, a premium/desired amenity might allow you to drive rent rates up enough for it to make sense not to make it another duplex.

If the place is already done you're probably paying someone for the work they did, plus a premium, and renting it out will be tight on margins.

Some are free, some require to pay a premium to access. 

Renting it out at a premium due to new renovation Lessons learned?

I’ve used them before, but you will pay a premium on interest.

He will only sell if he gets a premium from you.

Personally, I would rather leave the 25% in the deal (in some cases the 25% is already in built in from getting a decent deal) and get premium interest rates with no seasoning, then to    keep in my name or treat as commercial.

Some insurance policies cover asbestos, some exclude asbestos, and some require endorsements for an additional premium.

Each has its pros/cons.If you are trying to lower your monthly premium get highest deductible you can and get $300k general liability then get an umbrella policy for $1m to help cover ur personal assets as well as ur rental.Once you get a handful of these properties get commercial policy which can lump sum them under one versus individual policies for each.