I want to do what I can to protect my tenant, but since this is a house-hack my top priority is the safety of my family.

This guarantee is what keeps interest rates low, because the investor is protected. 

@Suzanne Player I’ve had good experiences with Cinch Home Warranty here in NC.

If you want to be a PM, then go through all the channels you need to and protect yourself. 

Keep in mind Cmhc polls the larger players, REITS mainly.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

I like umbrella policies for asset protection. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

I do not do tax liens but have looked at them in the past and have found that to buy in major areas you have to be a major player to get anything worth value - and typically you have to get very lucky as the funds come in and buy the tax liens for very low returns because their cost of capital is so low. 

The fourplex only exists because the zoning has been grandfathered in, on paper it is R2.This is my understanding of how SB 330 would affect my project:If I raze the building, I can't build anything less than four units ("An affected city or an affected county shall not approve a housing development project that will require the demolition of occupied or vacant protected units, unless all of the following apply: (A) (i) The project will replace all existing or demolished protected units.)Additionally, because the units exist under rent control (market rate), the rents of the new buildings in the future must also be rent controlled.