3-6 months after my first house hack I plan to look at other properties to invest into, preferably out of state or near colleges in OH.I’ve always been intrigued with real estate and how someone can gain so much financial freedom and time with owning properties.

Our rental is paid for and has rental income of $2200 month and our primary has a mortgage of $1800 so we are currently living for free basically.we have a credit line on our rental for $275k and recently got a letter from our mortgage company offering a cash out refi on our primary of approx $300k and still be able to keep our current interest rate on the remaining balance of the mortgage which is mid 3 %.We are trying to grow our rentals and struggling to figure out the best way to do that.

Austin has been a high growth city and likely is six to 12 months ahead in the business cycle as many smaller cities.Of those Three, San Antonio provides you the same legal backdrop (Tx) and also geographical access (same day drive) and accelerating immigrant population growth (GDP growth requires much more immigration both red/blue agree on this in private)

I certainly won't vote for those politicians, just being a bit cautious as my brother ran into a similar issue and it took his property manager 5 months to get the non paying tenant out.  

I want to accelerate the payoff by either paying $500 extra on each or $1000 extra per month on 1 only and keeping the regular payment for the other.

I will graduate in about 10 months and want to take any extra time I have from school to learn more about RE.

The worst I've had to deal with is payment delay the first month a tenant joins an assistance program.

Some lenders want the property to be owned for a minimum of 6-12 months in order to 'cash out' refinance, particularly to use a new appraised value.

I am preparing a strategic plan to leave the corporate world in 24 months or less. 

Take the longer amortization and the lower rate where you can make Bi-Weekly payments and add a little extra each month to manipulate and lower the rate and the term.