.- Interest Rate: 6% interest only for a term of 5 to 10 years- Prepayment Penalty: 2% if the loan is paid within the first 3 years- Equity Upside: Investor receives 30% equity of the appreciationWhich option do you think is more attractive and why?

All licensing does is provide a consumer who has been ripped off or taken advantage to have some means of regress against a crook.

One of the main reasons I got into this industry is my passion for helping people and wanting to guide people into a good loan product for them based on their needs. 

I was hoping to get a Heloc or at least home equity loan.

Being only about a year into my investing career I'm still very green and don't have many re investing relationships other than my loan officer and realtor.

Private Money Loan vs Hard Money Loan ? 

I don't think it'd be good to use leverage as a DP then get a loan.

I recently got the opportunity to purchase a subject to deal with a VA loan at 2.6% interest rate.

I am thinking the repairs would be 80k.How should I go about getting a loan? 

All the way to smaller things like if it has a drive way or not even though you provided in person videos and pictures of the property for their assessment (never mind the actual listing for it or what shows in their own system).