That way, you don’t infringe on any copyright laws or step into the murky waters of changing someone else’s legal document. 

I feel that paying down consumer debt is the best first step.

Personally for me the closest I get to using Big data is looking at the different ways companies are packaging the information on mortgage origination reports, I like to see how investors are buying on the debt side to make the numbers work.

basically when it comes down to estimated debt, is that something that I’m responsible for once I win the auction?

He has since paid off every debt and has rebuilt his credit over 150 points

I'm relatively new to real estate so I'm hoping you can offer some useful insight.Applicant 1: Excellent credit, low debt-to-income ratio, upper-middle-class income, very little available cash in bank account (cash is mostly in stock and retirement accounts)Applicant 2: Mediocre credit, better-than-average debt-to-income ratio, middle-class income, enough cash available to almost buy home outright.

Is there any legal leverage to give them 60 days and tell them they have to vacate?

I am trying to calculate my Debt Coverage Ratio.  

I like to rely on numbers, but I also tell people we have the best beer, legal weed, 300 days of sun and proximity to the mountains.

My wife and I currently have an investment property in the Elk Grove area with 140k in equity and a home in North Oak Park with 90k ish in equity that we're currently airbnb'ing but would prefer to not have to go through the hassle of refi or pulling cash out with a traditional bank/credit union.Both have credit scores in the high 700's, low 800's and debt to income ratio of about 25% with a potential of being closer to 10%-15% if my wife finds out she passed the CA Bar this upcoming Friday!