Either way you need your rent at market as opposed to supplementing your tenants rent every month.

Do I need to change the PW to something generic to prevent possible hacking to other accounts?  

Depending on the scale at which you plan to implement the software, I do recommend for large 3rd party solutions, supplementing some of the current software short-comings such as inspections, and maintenance asset tracking.

In that's the case maybe you'll need to supplement your pipeline to include some direct mail or wholesalers, etc.

Just curious if you feel your getting those terms because of the relationship you've developed with the credit union over the years or if that's what they are offering out more generically. 

I currently have an entire separate website, FB page, email, etc. simply as a means to supplement my bookings along side the major platforms.

Your generic you owe a $20K hospital bill that has been reduced to judgement lien is superseded by a foreclosure as long as the mortgage the foreclosure is based upon was filed first, which it would be.

@Jared Hottle for the traveling welders and pipefitters you mentioned, were you on a specific facebook housing group for those traders or was the group more generic to people looking for housing in your location?

When I mail "D4$" properties I just send what I call a "generic" yellow letter, basically telling the owner:"Hi, I'm a local real estate investor looking for properties in your area, if you've ever considered selling we should talk right away...I buy in "as is" condition so you don't have to make any repairs...call me if you're interested in turning your property into cash."

It would have to be 5+ as I can't get the generic conforming 1-4 family home loans.