Originally posted by @Justin O'Malley:Hey BPers,So I've been brainstorming about how to start stacking up my finances to come up with a down payment...I have a nice truck but I can't sell it because I use it for work and it's nice having a car nice enough that I don't have to worry about it starting up everyday.I came to this realization....the only considerable amount of money to my name is what I have been putting in my 401k....I don't mean to be critical and supercilious as the once-owner of a bought-new 2009, bought-new 2012, and current owner of a bought-new-and-finally paid-off 2015 Toyota RAV4 that I intend to drive into the ground, I have made my mistakes when it comes to automobiles and they have bled me dry for a long time.

They've got to stay somewhere, and they are perfectly happy with an apartment that only costs $200/month even though the ceiling is rotted out and they have to flush the toilet with a bucket.

Cash has a very high opportunity value that when left to rot in a rental property is considered dead and buried. 

Cost a few hundred to dry out and $1500 for the ceiling (removed popcorn in the whole bedroom).

They will send a check within a few days just be careful some whole life policies will milk you dry so make sure you get the right one.

And when you reach a certain age and wisdom you start measuring life in terms other than ROI and think of ROT (Return on Time) or ROS (Return on Stress) or COPM (Cost of peace of mind) and to me getting rid of banks from my life greatly enhances all the above!

This guy thought tighter was better, as I suppose do most self-taught dial 1-800-BIGCASH plumbing techs, one of whom, I was informed by the former owner, installed the kitchen sink some 9 years ago.So the slow leak that eventually got through the insufficient plumbers putty had rotted out the rubber washer and the cardboard washer underneath, and then eaten through the locknut.

Broken leg due to a fall down rotted steps

For an ex-military man who considers doomsday scenarios, Orlando has the added appeal of sitting high and dry well above sea level for the sake of flooding and hurricanes.

Concrete will be the easiest to maintain, and won't wear and rot like wood or composite.