I have comcast/xfinity at most of mine and all of mine are one login/account.AT&T and Cox at different locations.  

How does one calculate this for different areas?

Might be different elsewhere but that’s how it is here .

I am open to different perspectives too, if someone has had a positive experience with smokers, I am all ears!

It was also financed as a secondary home (I was told that there is no difference in rate in the current environment between a second home or a rental).

The laws there can be much different then we are use to in the US, so you should consult a local attorney.

This is no different.  

The price of a newly built property before I buy and the price of a newly built property soon after I buy that property can differ by almost 30%.

If you worked with a quality firm, they should be able to assist you with questions about the mechanics of moving funds around.The bottom line is that if all accounts are held in the name of the LLC and associated with the LLC tax ID, they are interchangeable - kind of like different drawers in the same desk.If the relationship with Stessa is in the name of the IRA owned LLC, you should be fine. 

@Kirk Garner here's our standard copy & paste food for thought:).Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.