There are a lot of loan programs that are solely based on the property income, so if the rent is solid and market rent is solid (taken into consideration), then you should easily be able to get a loanThank you.Jared

I feel I am ready now.My focus is on increasing cash flow and building equity.  

I recently refinanced multiple properties and even though my average rate increased I was able to buy enough properties that I doubled my cash flow in less than 12 months. 

What specifically do you plan to do to force appreciation, and therefore possibly increase rents, and therefore property value and overall financial performance?

Not sure if this would be feasible but under certain circumstances you could pull something like this off.More than likely, based on not just having to open up spaces and the space considerations of new duct-work, but also the service/additional metering requirements to get this done to the utility's liking - I'm guessing the capEx required will not pencil this option out. 

They are predicting a slow down as well but put vacancy rates to be flat and rent increases to go down from 4% from last year to 2% projected for both 2019 and 2020.If you have a deal that should get you to IRR of 15+% I wouldn't hesitate.

Word on the street is that the VA reno loan increased from $35k to $50k...

Bear in mind, you will save a considerable amount if you are able to do the work on your own.If your not comfortable making a call on the ARV, just ask an agent.

I also am studying an accountant program, and I also want to change jobs into that field as it will double my personal income, and thus increase our capital and reserves, and also benefit our real estate journey through the knowledge I will gain.

This could be better than a rent concession because it is a built in rent increase.