However, if the seller wants paid in full it would reflect a lesser purchase price amount.

I guess through some reflections from others whom commented as well, they are not wrong, and my positive experiences is a result of the company I use and the regional rep that's my point of contact to help push my claim through.

Here's why.If this roof isn't replaced now, and it poses a problem after you close...1 month, 6 months 5 years, whatever...down the road, you will be coming out of pocket for the cost...for the entire amount, at one time.If you replace it now, as part of the rehab now, and fund it as part of the initial loan, your client will be paying for it out of the rent...at a cost of far less since the cost impact is spread out over the loan, and is reflected in a minimal cost per month in the loan payments.

They are a reflection of the risk of the market, property, class, and tenant base. 

Leave out emotions and make sure review reflects what you wish you knew if you were to go back in time. 

The lump sum payments will reflect positively on your credit report after 2 or 3 months to start bringing your credit score back up.You can always discuss this scenario with the lenders and see what your Refi rate may change to depending on X credit score.

The pictures you see reflect a lot of hard work on behalf of our contractors, because the house had no walls when we bought it.

I need to be much more intentional around marketing for local off market multi’s to be able to create more opportunities for the community to come together and get deals done.I think I might make that car ride into work every day a reflection period, that was incredibly powerful and I absolutely needed that lol.

Make sure the contract reflects what realtors are using to cover your rights.

With the current rates (near all time low), this would reflect a negative cash flow at the 50% rule, but very near cash neutral if counting the principle paydown.