This particular area of Washington DC is becoming more and more saturated with real estate investors.

I've been told that particularly in Ct, there is no due on sale clause any longer which would of been a risk previously. 

In Long Beach in particular I've heard of many investors adding ADUs to properties that are already 4 units which is totally allowed but what I've heard from some appraisers and other lenders is that these will continued to be valued on the sales comps approach according to whatever the property is ZONED for. 

At the moment I am refinancing my home for a favorable rate and lowered monthly payment so that the rental opportunity can be even more favorable when the time comes.With that said I know that I have to live in my home for a year post refinance before I rent it but I'm also wondering if I need to tell my broker to set up the mortgage in any particular way so that its not a problem to put renters into it in the future.

If you can decipher the amendment and have any insights into my particular situation please let me know.

I'm only replying now so that subsequent readers of this forum do not have false information.I have direct, personal experience that directly contradicts your opinion on this matterAs I shared several posts earlier, I experinced a "break" in the chain of title on a particular deal.

In no particular order I have listed some of the most popular markets for out of state investorsCincinnati, OhioDayton, OhioToledo, OhioYoungstown, OhioCincinnati, OhioMemphis, TennesseeSaint Louis, MissouriIndianapolis, IndianaDetroit, MichiganErie, PennsylvaniaLouisville, KentuckyMilwaukee, WisconsinJackson, MississippiEach of these markets is popular with turnkey investors because of the low barrier to entry, high rental demand & high rent to price ratio.

You pay tens of thousands of legal fees even if it's frivolous, particularly when wealthy people who are vengeful are involved. 

@Alison Molino I think turn key can be a good way to go particularly for first timers when you work with the right turn key company.

Maybe they know a particular home owner is in a real bind and needs to unload the house fast.