Glad to hear it!

I've been finishing up my Financial Planning degree at the University of Alabama.

Welcome to BiggerPockets, Gerardo! 

You may have water traveling down the bedroom wall, then across the dining room ceiling to the lowest spot which happens to be there.

For loan balances under $200k, you are better off going DSCR with a 5 year prepayment penalty and paying 2 total points on the loan (1 point is 1% of the loan size).

Hello everyone,I’m a 18 year old electrical apprentice and I’m looking to do a full dive into real estate investing.I am in the union and earning base wage, parking, vacation pay, pension and full benefits are covered.I am saving about 400/w in a high interest savings account right now which is 60% of my pay, I am going to get guaranteed $5/h raises every year for the next 5 years.

As I was inputting the properties, I noticed that Stessa does not support Portfolio loans (https://support.stessa.com/en/articles/2423581-mortgages-loa...)This will become very difficult to keep track going forward.

You came to the right place, Brad! 

Quote from @Sonja Revells: @Chris Seveney primarily Padsplits  I would speak to a few lenders first before going through all these hoops, as I started to do this then when talking to banks they were basically telling me either get a secured mortgage as they will not lend to a real estate company on unsecured credit/debt.

If your money man is not calling you back he is not going to do the deal.Do you think it is a solid enough deal to go to your friends and family?