We also use mold resistant grout and caulk on the tubs and showers.  

You should be able to weather a decrease in property value if you invest conservatively. 

What is great about rental property and what Robert teaches is you can weather that storm if you buy right, have fixed rates, use smart leveraging, etc. anyone in an adjustable mortgage right now should be fearful.

He sells to the person escaping a high tax bad weather state or someone finally leaving their parents house. #2 you forget, those 5T of renters evicted need a new place to live.

If those factors still exist in a year, where do we see the next resistance in median home value?

In markets with high taxes, sever weather and low rents, the expense ratio is usually between 45-55%.

This is the path of least resistance and allows me flexibility as my situation becomes more stable.

The main issue is 1) place to put the car out of the weather and 2) place to put other STUFF. 

But if your main house already sleeps a lot, and you can add a few more beds for $100+ extra a night it should pay for itself soon.Not sure if windy weather would create more headaches for when you have to adjust the boat to protect it from the strong wind swell.

Wood burns and sheetrock is fire-resistant.