Not sure what other points the ladies and gentlemen in the chat have already touched on, but globalization is not limited to just nation trading, but it effects market prices in micro-economy of coaching as well - there is a wealth of preliminary knowledge here, and on other sites, but I wouldn't discredit a mentor too quickly.That being said, as my initial statement was alluding to, the supply and demand of the real-estate mentor market has become pretty tame, and I believe you may be able to find mentors of similar value (I dont want to say "surely" because I do not know the person you are referring to at 12k) at much lower price points such as 1-2k.

I planned to sell them on their note trading platform if they didn't perform (folio i think?).

THE PROBLEM: This has provided me with zero time and as everyone knows that is looking into real estate investing is interested in ending the era of "trading time for money".

It's the design of the policy, which is more about trade-offs.Since this is life insurance and the cash value accumulation is controlled by IRS "MEC" rules, there is no getting around *some* period of "lag" time between how much you've paid in premiums and how much cash value you have.In the Infinite Banking world, we refer to this as the time and "startup costs" of creating your own "bank."

MTN's can be traded by whom?

After you do this, I'd go to an attorney,  and have them write a very aggressive letter to the owner, stating consequences and actions that will be taken.     

Especially for a newbie (I’m one myself, currently in the process of buying my first investment property), I think it’s worth paying someone commission to be sure that the paperwork is done correctly, you’re not being mislead, etc. in the beginning until you get a few deals under your belt and learn the tricks of the trade.

Going into that type of operation without knowledge of what is legal and what is not legal can have serious legal consequences.

Real Estate is one of the few markets where insider trading is very encouraged.I know as an agent in Texas you just have to ensure that you're very open about what your wants are and you have to disclose that you are a license holder.

So its' almost like selling and taking a tax hit has the same consequences as our buildings dropping 20% in value.