Additional costnot included will be the incurred costs of city inspections, permits andunforeseen code additions""Any change orders will be authorized before work is performedAdditional Bill for Permits, Engineering and Code supplement will bepayable upon approval and payment (documentation provided)."

I am currently seeking recommendations for insurance agents or companies that can provide coverage for my property.

What does everyone think about Airbnb latest release, I was on the zoom meeting and am wondering what % my listings will be at with there new % ratings, some people will not be happy with where there % ends up.We will see the impact of what the % does...

I am good for a credit check and can provide the lease proving $1250/m income. 

Man, I'll take 18% CoC anywhere I can get it, provided the deal fundamentals are solid. 

Before making any decisions, review the information provided by San Francisco's Office of Short-Term Rentals website, consult with local experts such as real estate agents or property management companies that specialize in STR.

Though, keep in mind that HELOC rates can fluctuate with the market, potentially exposing you to higher interest rates down the line.On the other hand, a cash-out refinance could lock in a fixed rate, providing stability/predictability in your monthly payments.

The fact that there are 5 units significantly impacts the value due to the financing available for such units (incomes based value for 5 units vs comparable sales value for SFR).

I'm ok with that as long as they "own" securing the subcontractors are regularly on-site and provide good communication back to me.

Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,