This is due to the fact that many lenders provide various loan programs with various periods, interest rates, and minimum down payment requirements.

I think the value from Toby is the combinations of that he and his partners who understands tax, law and actively participate the things that he/they said.What needs to make sense is if the value they provide offset their cost and if they can really deliver the end result as planned.   

Some credit providers charge $50, some charge $200 and you don't have control over this unfortunately.Title fees: since you are purchasing, you probably didn't choose the title company, however this can be negotiated when you submit your offer.

@Stuart Udis you don’t need a permit to put up a temporary tent for events on rural property.

I currently have a document sponsor, but not a compliance provider.

Look for lenders who provide multiple repayment options.

Thank you for the wealth of information you provided me.

For all the people out there that are happy about the NAR Settlement, that are happy about "sticking it" to the RE Agent, claiming that RE Agents make too much money, don't provide good service/advice, that they don't have to pay high commissions any more, and that they can fill out "paperwork" and sell a house themselves...are the embodiment of ignorance and inexperience. 

I am taking a loan of $280,000 but for some reason, the lender I am talking to is charging me about $6800 of lender fees in the closing costs quote that he provided, along with other overpriced charges that I have not received when I got a previous loan from a different lender in California.

In your situation, considering the looming deadlines and financial pressures, the following options could provide some assistance and get your through:1.