I believe I have two options.Property Info:Purchase Price: $365,000Current Loan: $329,000Interest Rate: 5.7%Mortgage:$1900PMI:$130Insurance:$157Taxes: $320Current Rent Left: $1200 (Market $1400)Current Rent Right: Owner Occupy (Market$1800)1.

Super new here y'all but I'm thinking of buying a fix and flip and (or) also a place to rent.My concerns are with covid people didn't have to pay rent but landlords still had to pay mortgage.

Do not buy a house together (meaning both on deed and mortgage) if you are not married. 2.

So while the proper expertise is vital in a successful ADU project... yes, please do question the tiny house start-up companies, or anyone touting themselves as "ADU experts" without the evidence to back that up.

@Jay Hinrichs if this means what the Real estate agents tell us, the VA is going to have to change the rules or the VA mortgage will die.

Does anyone know of any local credit unions that will do property investment mortgages in MD area?

Consider the amount of the mortgage that has been paid down (and by extension, the amount of equity that has built up!) 

They require you to have at least 3 tradelines, which can be credit cards, auto loans, a mortgage, personal loan if recorded.

The goal is to pay off your mortgage in 4-10 years as opposed to just making the normal payment for another 20+ years.

You can also LTR, MTR or STR your home in San Diego so that it cash flows, and with the extra $$$, you can use it to pay your monthly mortgage in Seattle.